Marsh Security Scheme
At Marsh, we have been insuring Security Companies in Ireland since 1995. Our dedicated security team has combined experience of more than 60 years serving the security industry. Through this we have accumulated expertise and knowledge of the industry’s needs and can offer advice and insight to the industry. We have recognised expertise and have a proven track record within the industry, which is enhanced by our excellent customer service and our bespoke insurance product.
We have always adopted a partnership approach with insurers and this is reflected in the longevity of the facilities with the various providers over the 25 year period.
Our role as a broker is to provide you with the best possible cover for your business.
At Marsh, we offer a security scheme facility which provides a comprehensive insurance package designed to meet the needs of industry. These sectors that we cater for include:
- Manned Guarding — Static Guarding/Mobile Patrol/Retail Security/Keyholding
- Event Security — Manned Guarding/Event Security/Door Supervisors
- Facilities Management
- Technology Security — Alarm installers/CCTV & Access Control/Alarm Monitoring/Fire Technology Companies
- Private Investigators
Employers Liability — To provide cover for your legal liabilities for Accidental Death, Bodily Injury or Disease to any person employed, arising out of, and in the course of, his or her employment.
Wrongful Arrest — To provide cover for your legal liabilities for Wrongful Arrest committed or alleged to have been committed by your company or any person employed by you or on your behalf.
Fidelity Guarantee — To provide cover for your legal liabilities for loss of money or goods for which you are legally liable as a result of fraud, dishonesty or embezzlement committed by any employee whether acting alone or in collusion with others.
Efficacy and Contractual Liability — To provide cover for your legal liabilities for Accidental Bodily Injury to any person (other than an employee) and/or loss or damage to property arising out of the failure to carry out the duties which you have contracted to perform including deliberate acts, wilful default or neglect by your company, employees or servants.
Loss of Keys/Consequential Loss following loss of keys — To provide cover for legal liabilities for loss of keys belonging to your customer while such keys are in your custody or control in respect of the following:
- Cost of replacement, change or alteration of keys that has been lost
- Consequential losses arising in connection with the loss covered.
Products Efficacy Liability Including advice — To provide cover for bodily injury to any person (other than an employee) and/or loss or damage to property caused by or arising from the failure of any product supplied to fulfil its intended function arising out of negligence or wilful default or arising from wrongful advice.
Claims Support — All our clients are provided with a dedicated claims handler. As part of our process we assist clients and insurers in coordinating information for the smooth handling of the difficult claims that arise within the security industry. Our experience and understanding of the complexities of claims is vital in sustaining long term commitments from insurers to the industry.
We can also offer the following additional covers:
Directors and Officers Insurance — Protection for Directors, Officers, Committee Members and Trustees against civil, criminal and regulatory action being brought against them personally for their actions and decisions.
Employment Practices Liability — Protection for the organisation in respect of claims brought by employees relating to their employment contracts or risks arising within the work environment.
Personal Attack Cover — Employers Liability covers are only operative when the Employer is legally liable for the injury for an assault, however organisations may wish to arrange Personal Attack covers, which provide for medical expenses and lump sum payments for specific injuries following an assault.
Cyber/Crime Insurance — Protection against cyber-attacks, data breaches and on line financial crime.